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Product Highlight
Because your ultimate goal is to build a security net for your loved ones, Life Protect+ comes with a Protection Booster, providing additional coverage during the pre-retirement phase to support your financial obligations and care for your family when stability matters most.
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Life Protect+
Benefit Details & Coverage
Choose a premium payment term of 9 years, 19 years, or continuously up to age 99, with coverage continuing up to age 99.
Protection Booster provides additional life coverage of 50% or 100% of the Sum Assured from the first policy year up to the policy anniversary date on which the Insured reaches before age 60.
Minimum Sum Assured starts from THB 150,000.
Select from a wide variety of attachable riders to complete your protection plan, fulfilling specific health, accident, or critical illness needs at every stage of life.
Life insurance premiums are eligible for personal income tax deduction up to 100,000 THB per year, subject to the Revenue Department's conditions.
Terms and conditions
Issue Age
1 month – 80 years old
Coverage Period
Until age of 99
Premium Payment Period
9 years, 19 years, or until age 99
Payment Mode
Annual, Semi-annual and Monthly
Minimum Sum Assured
THB 150,000
Maximum Sum Assured
Subject to the Company's underwriting criteria
Underwriting
Full underwriting
Additional coverage attachment
Additional riders may be attached, subject to the underwriting rules and conditions of each rider
1. In the event of non-disclosure or misstatement, the Company reserves the right to void the insurance contract within
2 years from the policy effective date, or if there is reinstatement, should be counted from the reinstatement date, or
from the last reinforce date, or the date that the Company approves an increase of sum assured —applicable only to
the increased portion of the sum assured, as the case may be. This shall not apply where the insured has no insurable
interest in this insurance, or where there is misstatement of age such that the actual age falls outside the underwriting
age limits in accordance with normal commercial practice.
In the event that the Company becomes aware of information that entitles it to void the insurance contract but fails
to exercise such right within one (1) month from the date it becomes aware of such information, the Company shall
no longer be entitled to void the validity of the insurance contract in this respect.
2. In the event that the insured suicide within 1 year from the policy eff ective date, or if there is reinstatement, should be
counted from the reinstatement date, or from the last reinforce date, or the date that the Company approves an
increase of sum assured —applicable only to the increased portion of the sum assured, as the case may be.
3. In case of the insured is intentionally killed by the beneficiary.
Tax Deductible benefits
Life insurance premiums may be eligible for personal income tax deduction up to THB 100,000 per year, subject to the conditions announced by the Revenue Department.
Remark
The purchaser should understand the details of coverage and conditions before making an insurance decision each time.
