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Product Highlight

Drive toward your financial goals, with strong protection in any economic condition.

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Benefit Details & Coverage

Pay premiums for only 5 years and enjoy 12 years of coverage

Receive 1% cashback of the initial sum insured in policy year 3, 6, and 9

Plus a large lump-sum at maturity 507% of the sum assured

Gain the opportunity to receive dividends from the global index BNP MAD 5 AF Index, managed by BNP Paribas

Get life protection up to 525% of the sum assured in case of death or the surrender value at that time, whichever is higher

Easy application with no health check and no health questions required

Terms and condition

Issue Age

1 month – 70 years old

Coverage Term

12 years

Premium payment period

5 years

Payment Mode

Annually

Minimum sum assured per policy

50,000 baht

Maximum sum assured per policy / per insured person

THB 20 Million baht* (The maximum sum insured is subject to the company’s underwriting guidelines)

Underwriting

No need medical health check and no need to answer health questions*

Additional coverage attachment

Unable to attach additional contracts.

Remark

* Underwriting's consideration depends on the company's underwriting guideline.

Cases which the Company does not cover

1. In the event of non-disclosure or misstatement, the Company reserves the right to void the insurance contract within 2 years from the policy effective date or reinstatement date or reinforced of policy or the date that the Company approves the increase of the sum assured which apply for only the sum assured increased, except that the insured does not has insurable interest on this insurance or misstatement of age that is outside of the normal business limit.

When the Company is aware of the information that enables the Company to void the insurance contract but does not exercise the right to void the insurance contract within a period of 1 month upon being made aware of that information, the Company forfeits the right to void the validity of this insurance contract under this circumstance.

2. In case of the insured suicide within 1 year since policy effective date or if there is reinstatement, should count the last reinstate date or the date that company approved to increase sum assured of this policy which apply for only the sum assured increased, whichever case may be.

3. In case of the insured is intentionally killed by the beneficiary.

Tax benefits

Life insurance premiums can be used for personal income tax deduction, up to a maximum of 100,000 Baht per year, as announced by the Director-General of the Revenue Department.

Remark

The purchaser should understand the details of coverage and conditions before making an insurance decision each time.