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Who says retirement must begin at age 60? We believe that retirement isn’t defined by numbers, it’s defined by when and how you’re ready to live life your way. Start planning today, so your retirement can truly be the one you choose.
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Benefit Details & Coverage of Bumnan Smart 95
Choose your retirement age freely – start receiving your annuity at age 55, 60, 65, or 70.
Flexible premium payment options – pay for just 6 years, or choose a light, gradual payment plan up to age 70.
Receive annual annuity up to 30% of sum insured
Retire with confidence – receive annuity until the age of 95, get total annuity up to 840% of sum assured (depending on your selected plan)
Easy to apply at any age – no health check-up or health question required.
Tax deductions for annuity insurance premiums are available up to 300,000 baht per year.
Terms and conditions
Issue Age
20 years old - up to 65 years old (Depending on the chosen plan)
Coverage Term
Until age 95
Premium Payment Period
6 Years, until age 55, until age 60, until age 65, until age 70
Premium payment mode
Annual / Semi-Annual / Monthly
Minimum sum assured per policy
THB 75,000
Maximum sum assured per policy / per insured person
20 MB According to conditions of the company
Underwriting condition
No need for a health checkup and answering health questions.
Cases which the Company does not cover
1. In the event of non-disclosure or misstatement, the Company reserves the right to void the insurance contract within 2 years from the policy effective date or the reinstatement date or the last reinforced of policy date or the date that the Company approves the increased sum assured only in part of the increased sum assured.
2. In the event of the insured committing suicide within 1 year since policy effective date or the reinstatement date or the last reinforced of policy date or the date that the Company approves the increased sum assured of this policy, only in part of the increased sum assured.
3.In the event that the insured is intentionally killed by the beneficiary.
Tax Deductible benefit
Annuity insurance premium can be used for tax deduction which the maximum is not more than 300,000 baht per year according to the announcement of the Director-General of the Revenue Department No. 172 (maximum deduction is 100,000 baht) and No. 194 (maximum deduction is 200,000 baht)
Remark
Annuity insurance premium can be used for tax deduction which the maximum is not more than 300,000 baht per year according to the announcement of the Director-General of the Revenue Department No. 172 (maximum deduction is 100,000 baht) and No. 194 (maximum deduction is 200,000 baht)
