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Product Highlight

LifeReady provides you with whole life protection up to the age of 99 with a wide choice of premium payment terms.

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Benefit Details & Coverage

Whole life protection until the age of 99

Wide range of premium payment terms up to 4 periods, including 6 years, 12 years, 18 years, and at the age of 99

Minimum sum assured starting from THB 150,000 with premium discount for high sum assured

All round peace of mind with additional riders available to meet your every life needs

Premiums are eligible for tax deduction up to 100,000 baht per year

Terms and conditions

Issue Age

1 month – 70 years old

Coverage Period

Until age of 99

Premium Payment Period

6 years, 12 years, 18 years and Unitil age of 99

Mode of payment

Annual, Semi-Annual and Monthly

Minimum Sum Assured

THB 150,000

Maximum Sum Assured

Subject to the company's underwriting

Rider Attachment

Allowed, according to conditions of the company

Cases which the Company does not cover

1. In the event of non-disclosure or misstatement, the Company reserves the right to void the insurance contract within 2 years from the policy effective date or the reinstatement date or the last reinforced of policy date or the date that the Company approves the increased sum assured only in part of the increased sum assured.

2. In the event of the insured committing suicide within 1 year since policy effective date or the reinstatement date or the last reinforced of policy date or the date that the Company approves the increased sum assured of this policy, only in part of the increased sum assured.

3. In the event that the insured is intentionally killed by the beneficiary.

Tax Deductible benefit

Insurance premium can be used for tax deduction which the maximum is not more than 100,000 baht per year according to the announcement of the Director-General of the Revenue Department No. 172.

Remark

Buyers should understand the details of coverage and conditions before deciding to purchase insurance.