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Product Highlight
A new experience in financial planning for all your goals to grow, elevating traditional wealth accumulation and providing unparalleled opportunities to enhance wealth through investment in index managed by leading global financial and investment institutions like BNP PARIBAS.
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Benefit Details & Coverage
16 years of coverage with premiums payable in just 6 years
Annual cash payouts of up to 3% of the sum assured from the end of policy year 1
Maturity benefit of 595% of the sum assured, plus returns based on the reference index (if any)
Life protection throughout the policy term
Tax-deductible premiums up to 100,000 baht per year, according to the Revenue Department’s regulations
Terms and condition
Issue age
1 month – 70 years old
Coverage term
16 years
Premium payment period
6 years
Payment mode
Annually
Minimum sum assured per policy
50,000 baht
Maximum sum assured per policy / per insured person
THB 20 Million baht (The maximum sum insured is subject to the company’s underwriting guidelines)
Underwriting
No need medical health check and no need to answer health questions (subject to the company’s underwriting guidelines)
Additional coverage attachment
Unable to attach additional contracts.
Cases which the Company does not cover
1. In the event of non-disclosure or misstatement, the Company reserves the right to void the insurance contract within 2 years from the policy effective date or reinstatement date or reinforced of policy or the date that the Company approves the increase of the sum assured which apply for only the sum assured increased, except that the insured does not has insurable interest on this insurance or misstatement of age that is outside of the normal business limit.
When the Company is aware of the information that enables the Company to void the insurance contract but does not exercise the right to void the insurance contract within a period of 1 month upon being made aware of that information, the Company forfeits the right to void the validity of this insurance contract under this circumstance.
2. In case of the insured suicide within 1 year since policy effective date or if there is reinstatement, should count the last reinstate date or the date that company approved to increase sum assured of this policy which apply for only the sum assured increased, whichever case may be.
3. In case of the insured is intentionally killed by the beneficiary.
Tax benefits
Life insurance premiums can be used for personal income tax deduction, up to a maximum of 100,000 Baht per year, as announced by the Director-General of the Revenue Department.
Remark
- The purchaser should understand the details of coverage and conditions before making an insurance decision each time.
