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Product Highlight
A new step forward in life insurance for legacy planning elevating wealth transfer to a truly global level for unlocking opportunities for superior wealth appreciation
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Benefit Details & Coverage
Pay premiums for only 5 years and receive coverage up to age 99
Guaranteed fixed sum assured in all economic conditions, ensuring your loved ones receive the full amount
Opportunity to earn returns based on the reference index from BNP Paribas MAD 5 AF Index, managed by BNP Paribas, to help you enhance your wealth potential
Reward yourself first with the option to withdraw investment returns at the end of the 10th policy year
Transfer your legacy without inheritance tax
Enjoy exclusive privileges crafted for an elevated lifestyle
Terms and conditions
Issue Age
1 month – 70 years old
Coverage Period
Up to 99
Premium Payment Period
5 years
Mode of payment
Annual
Minimum Sum Assured
10 MB
Maximum Sum Assured
Subject to the company's underwriting rules
Premium Discount
Preferred life is subject to the company’s health assessment criteria
Rider Attachment
Allowed, according to conditions of the company
Cases which the Company does not cover
1. In the event of non-disclosure or misstatement, the Company reserves the right to void the insurance contract within 2 years from the policy effective date or the reinstatement date or the last reinforced of policy date or the date that the Company approves the increased sum assured only in part of the increased sum assured.
2. In the event of the insured committing suicide within 1 year since policy effective date or the reinstatement date or the last reinforced of policy date or the date that the Company approves the increased sum assured of this policy, only in part of the increased sum assured.
3. In the event that the insured is intentionally killed by the beneficiary.
Tax Deductible benefit
Premium can be used for tax deduction up to 100,000 baht per year (according to Revenue Department conditions)
Remark
- Buyers should understand the details of coverage and conditions before deciding to purchase insurance.
- Worldclass Legacy 99/5 with returns based on the reference index is the marketing name. The policy name that appears in the insurance contract is Worldclass Legacy 99/5 with returns based on the reference index (Index‑Linked).
